Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more
Exactly how it works. No black box.
From the moment you invest £10 to the day you sell — what you own, how it's protected, how it grows, and what it costs. Everything on one page.
Your journey, start to finish
Sign up and verify
Create your account and complete identity verification (KYC). It takes minutes, and it's not optional — Fractionex issues regulated digital securities, and every investor is verified. If a platform in this space doesn't ask who you are, that should worry you.
Choose your property
Every listing shows the full picture: purchase price, current rental income, target yield, the management plan for growing that income, and the complete legal documentation. You choose specific properties — not a blind pool.
Invest and receive tokens
Invest from £10. Your tokens are issued to your wallet and your ownership is recorded on-chain. Each token is a regulated digital security representing your share of that specific property's income and value.
Earn, track, and exit
Rental income is distributed to you automatically in proportion to your holding. Your dashboard tracks income received and current valuation. When you want out, you sell in the next liquidity window at the property's current valuation.
One property. One structure. Your name on your share.
Every property on Fractionex is held inside its own ring-fenced legal compartment — a regulated securitisation structure where one property equals one legally separate micro-fund. Your tokens represent a direct economic interest in that compartment: its rental income and its value.
Your property is isolated
If another property on the platform underperforms, it cannot touch yours. Each compartment is legally sealed from the others.
Your assets are separate from our business
The structure is deliberately designed so that investor assets sit outside Fractionex the company. [VERIFY WITH LEGAL: exact orphan-foundation claim wording — this must be precisely accurate.]
Your rights are written down — and written into code
Your entitlement to income and value isn't a promise in a marketing deck. It's defined in the compartment's legal documents and enforced by the smart contracts that govern distributions.
compartment
Fractionex operates the marketplace — does not hold your assets
Not a coin. A regulated security.
Fractionex tokens are built on ERC-3643 — the token standard designed specifically for regulated digital securities. The difference matters: A normal crypto token can be sent to anyone, anywhere, with no checks. An ERC-3643 security token has compliance built into the token itself — it can only be held and transferred by verified, eligible investors. The rules travel with the token.
What your token includes
- ✔Represents a defined share of one property's income and value
- ✔Transferable only between verified investors
- ✔Distribution rights enforced by smart contract
- ✔Recorded on-chain — your ownership is independently verifiable
What it's not
- ✘Not a cryptocurrency. No mining, no speculation token, no utility coin.
The part nobody else does: we make your property perform
Here's the mechanic that makes Fractionex different from every passive platform.
Properties on Fractionex are valued on their income
Each property is priced on a [CONFIRM: 5%] income yield basis — meaning its valuation is a direct function of the net income it produces.
We actively grow that income
Our in-house property management team runs each property to increase its net operating income — better tenancies, reduced voids, optimised costs, smarter operations. This isn't outsourced to whoever's cheapest. It's the core of our model.
When income grows, your token value grows
Because valuation is tied to income, every improvement our team engineers flows directly into what your tokens are worth at the next revaluation.
Worked example
↓ Our management team improves occupancy and reduces costs ↓
Illustrative example only. Income can fall as well as rise, and valuations move in both directions.
On a passive platform, you get whatever the rent happens to be. On Fractionex, a professional team goes to work on your yield every day.
Income lands in your account. Automatically.
Rental income from each property is collected, costs are deducted, and the net income is distributed to token holders in proportion to their holding — automatically, by smart contract. No claiming, no chasing, no manual process.
Distributions are made [CONFIRM: monthly/quarterly] and every distribution is itemised on your dashboard: gross income, costs, net distribution, your share.
A designed exit — not a hope for a buyer
Traditional property takes six months to sell. Speculative token platforms let you list anytime — into an order book that may have no buyers at any fair price. Fractionex does neither.
Liquidity windows
are scheduled periods [CONFIRM: quarterly] when token holders can sell at the property's current, income-based valuation. Between windows, each property is revalued against its actual income performance, so the price you exit at reflects what the property genuinely earns — not market mood.
Why windows instead of 24/7 trading?
Because structured liquidity protects both sides. Sellers exit at a fair, income-anchored valuation. Remaining holders aren't hurt by panic-driven price swings. It's the difference between an orderly market and a casino.
The honest caveat
Liquidity windows are a mechanism, not a guarantee — a sale requires a buyer, and in some windows demand may not cover all sellers. [CONFIRM: mechanism when sell orders exceed demand — pro-rata? queue? market-maker?] We'd rather tell you that here than let you discover it later.
What it costs. All of it.
| Fee | Amount | When |
|---|---|---|
| Transaction commission | 1.5% | On buy and sell [CONFIRM: both or buy only] |
| Property management fee | [CONFIRM] | Deducted before distribution |
| Account / platform fee | [CONFIRM] | — |
| Deposit / withdrawal | [CONFIRM] | — |
No hidden charges, no performance fees buried in the small print. If a cost exists, it's on this table.
What can go wrong
We'd rather you invest with clear eyes than sign up on a sales page. The material risks:
Property risk
Values and rental income can fall. Voids, arrears, and unexpected costs reduce distributions — and under our income-based model, falling income means falling valuations.
Liquidity risk
Liquidity windows depend on buyer demand. You may not be able to sell your full holding in a given window.
Execution risk
Our model depends on our management team actually improving income. If we underperform, so does your investment.
Regulatory and technology risk
Digital securities are an evolving space. Smart contracts are audited but no technology is risk-free.
Full, property-specific risk disclosures are published on every listing. Capital at risk.
Deeper questions
Now you know how it works. Be there when it starts.
Our first properties are launching soon. Early access members see them first.
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